Unlock the wealth building potential of your HSA

Most people treat their HSA as a spending account. With HSA Base, set yourself apart by maximizing your account's wealth-building potential.

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The power of your HSA

Health Savings Accounts offer unrivaled tax benefits, growth potential, and ownership. But you need meticulous record-keeping to make the most of it. That's where HSA Base comes in.

Triple tax-advantaged

Contributions: Lower your yearly taxes.
Investments: No federal tax on growth.
Withdrawals: 100% tax-free for qualified expenses. No age limit. No income limit.

Long-term investment

By deferring reimbursements and letting your HSA grow tax-free, you can build a powerful nest-egg for an early retirement or other long-term goals. Unlike an FSA, there is no use-it-or-lose-it rule.

Ownership

Your HSA is yours forever, even if you switch jobs or health plans. Keep growing your savings and pay yourself back for past expenses anytime, even decades later with tax-free withdrawals.

IRS Requirements

This supercharged account comes with a catch. The IRS requires tracking expenses for years as your HSA grows. HSA Base is the easiest way to keep long-term meticulous records.

Your HSA is so much more than a spending account

See how deferring reimbursements can substantially increase your HSA's value.

Building Wealth with HSA Base: A Real-Life Example

Step 1: Fund Your HSA: You contribute to your HSA through payroll deductions or direct contributions, setting a strong foundation for long-term growth.
Step 2: Pay for Care: After insurance, a dental procedure costs you $1,000. You pay with non-HSA funds and one-click import the EOB from insurance to HSA Base. HSA Base automatically categorizes the expense and keeps it ready for you to reimburse yourself down the road.
Step 3: Let Your Money Grow: Instead of immediately reimbursing yourself, keep the $1,000 invested in your HSA. This smart decision allows that money to grow tax-free and provides a larger base for compound growth.
Step 4: Strategic Reimbursements: As your HSA investments grow, HSA Base has diligently kept track of all your medical expenses. When the time is right, you can confidently reimburse yourself tax-free using HSA Base's meticulous records. After reimbursement, the investment gains on that expense continue to compound, keeping your HSA's flywheel of growth spinning.

Maximize Returns, Ensure Compliance with HSA Base

Maximize your HSA's potential while HSA Base takes the hassle out of record-keeping.

One-click import

Upload receipts or EOBs and let HSA Base's AI sort your expenses. It's like having a personal accountant, ensuring every expense is tracked and categorized.

Smart Expense Recognition

AI-powered scanning of receipts and documents uncovers hidden HSA-eligible items from 1,200+ products. Maximize tax savings by capturing qualifying items you might have overlooked.

Tax-ready records

Breeze through tax time confidently with sorted, stored, and summarized expense documentation for hassle-free reporting.

Secure

Your documents are encrypted using AES-256, a widely tested, highly performant and industry-standard encryption algorithm. HSA Base is designed to keep your documents safe for the long haul.